Non-bank lenders are continuing to maintain a consistent presence in Canada’s residential mortgage market. Credit unions and mortgage investment entities (MIEs) account for a substantial share of outstanding loans as of Q1 2025, within this category.

Source: Statistics Canada

Across all non-bank lenders, residential mortgage balances stood at $396.8 billion in Q1 2025. That compares to $330.3 billion...

Short-term winter rentals have become an increasingly significant segment of the seasonal hospitality market. Whether catering to holiday travellers, snow sports enthusiasts, or individuals seeking a temporary escape to a winter destination, these properties require a distinctive approach to marketing, operations, and guest experience. 

Demand

Demand for short-term winter rentals is driven by multiple...

A proforma provides a detailed financial projection of a property’s potential performance, helping you make informed investment decisions and evaluate real estate opportunities. Find out what you can learn from a proforma, and how to read it effectively.

Proforma Sections: 

Income Projections

This section details the expected revenue from the property, including rental income, parking fees and...